Civil liability (BA) car
The policy for cars, vans, lorries and other vehicles. In the event of an accident, this policy covers damage to third parties if the driver is liable.
Whether you put trucks on the road all over Europe or own a fleet of buses; you want everything to run smoothly. This is precisely why insuring professional transport of goods and people requires a comprehensive approach tailored to your business. At Vanbreda, you are in control of your insurance!
Specialisation
Commitment
Solution-oriented
Benchmarks
Guidance on prevention
Transparency
Digital platform VanbredaConnect
Your contact person at Vanbreda, whether that's your broker, client manager or claims manager, speaks your language. We are knowledgeable when it comes to understanding your business, your concerns, managing your contracts and settling your claims.
Thanks to our good reputation, we have built partnerships with national and international insurers over the past decades. Our commitment to our clients, our experience, our effectiveness and our commercial feeling manifest themselves in a strong negotiating position.
A good relationship and mutual trust between the client, the insurer and Vanbreda are crucial in a sustainable partnership.
Moreover, we are always thinking along proactively about the new trends in the transport and bus sector and go looking for appropriate solutions together with all the parties involved.
Using personalised reports, we identify the stumbling blocks and help your organisation develop targeted preventive actions. Especially as prevention is still better than cure, particularly when accidents occur. In short, we do everything we can so that you and your team can hit the road with peace of mind!
Finally, we want to make life as easy as possible for you. With VanbredaConnect, our online platform to manage your business insurance policies and submit claims, we meet our clients’ digital expectations. Through VanbredaConnect, you can keep track of your claims online anytime, anywhere.
Want to know how we can help your organisation? We would love to exchange ideas with you and are curious to hear your story.
The policy for cars, vans, lorries and other vehicles. In the event of an accident, this policy covers damage to third parties if the driver is liable.
Comprehensive insurance for vehicles covers property damage to your vehicle. This includes the covers for own damage, fire, theft, natural disasters and glass breakage, as well as any towing costs after an accident.
What if you lose part of your cargo, or it gets damaged or is delivered late? Carrier liability insurance or CMR insurance protects your company against financial loss in such situations.
This policy covers damage to third parties during the performance of your activities.
Solid legal assistance is a real must-have for your business. In legal disputes your company can fully assert its rights, without financial risk.
Even the most powerful software does not entirely rule out the risk of a cyber incident or cyber-attack. Cyber insurance for businesses covers damage by hacking, for example, and offers personalised assistance by IT specialists, lawyers and crisis consultants.
What if a fire breaks out in a shed or warehouse where your own goods or those of a customer are stored? With a customised fire insurance you can limit the damage significantly.
Come and talk about it now!
In 2024, Vanbreda Risk & Benefits, Belgium’s largest insurance broker, recorded one new cyber incident at Belgian businesses every week. This represents an increase on the previous year of no less than 64%. Although most of these incidents cost no more than 20,000 euros, 4% of businesses lost more than 1 million euros due to downtime. These figures show that cyber attacks are a growing risk for businesses, and the food industry is no exception.
Cyber attacks are hitting Belgian businesses harder than ever: Vanbreda Risk & Benefits, the country’s largest insurance broker, recorded one new cyber incident every week last year. That represents an increase of 64% on 2023. Although three-quarters of these incidents cost no more than 20,000 euros, 4% of businesses lost more than 1 million euros. Despite this, many businesses in Belgium continue to underestimate the risks. The new European legislation* designed to boost businesses’ resilience to cyber attacks should change this situation in 2025.
Calls for sustainability in the food industry are louder than ever. Consumers are showing a growing preference for food that is produced and packaged responsibly. But that’s not all, because the new European Packaging and Packaging Waste Regulation is also increasing the pressure on businesses. What exactly does this new legislation involve? What sustainability efforts is your company making and how can you stay properly protected in the future?
From raw material to finished product, our food travels a long way before it ends up on the plate. The businesses and activities which make up the food industry are extremely varied, which makes insuring the risks of each specific player in the chain a challenge. In the new episode of our video podcast Succes Verzekerd, we hear from insurance expert Charlotte De Bruyn. She talks about the food sector’s important but vulnerable position in the Belgian economy and how a future-oriented insurance policy can help.