
Building up supplementary pensions in a multi-employer pension fund: what makes it a good choice?
109 billion euros. That’s how much money had been accumulated in acquired pension reserves in this country as of 1 January 2024. This Pillar 2 pension savings pot is managed by two types of pension institution. According to the FSMA sector report, insurers manage 88 billion euros, while the remaining 21 billion euros is managed by institutions for occupational retirement provision (referred to as pension funds from now on). Fewer companies are opting for their own pension fund. Increasingly, a multi-employer pension fund is chosen instead. How can we explain this development and what are its advantages?